Free
Payment plan
Sees what's due before payday and tells you what needs to be paid first – and what's left over.
INBOX · ORDER · CLARITY
What arrives today becomes clear tomorrow.
NEXO REPORT brings bills, documents and appointments together in a calm overview. See what is due, understand the context and decide the next step.
Start free Personal access
YOUR DIRECTION
Start where clarity is missing today.
Four paths lead to an understandable next step. Choose one and NEXO shows the right flow on this page.
01 · INBOX
Bills become clear tasks.
An incoming bill receives an amount, due date and understandable next step. Information does not become an open question.
Electricity billDue in 6 days
CHF 86.40 Review pending
Example: amount, due date and status are explained visibly without logging in.
02 · ORDER
One receipt, one place, one traceable status.
Documents are assigned a clear context. They are not merely filed, but available again at the right moment.
Housing / 2026
Electricity billAssigned
Lease agreementFiled
03 · UNDERSTANDING
Expenses gain context.
A figure becomes useful only when its period and category are right beside it. NEXO brings both together clearly.
CategoryHousing
Expenses in AugustCHF 1,240.00
CHF 90.00 above the previous month
Example view with a clear category, period and direct comparison.
CONTEXT
The overview shows what needs attention.
Stop searching and see the few points that deserve a clear next step today.
- 012 bills open
With a clearly visible status.
- 02Due date on 28 September
As a task you can prepare.
- 03Housing in view
With a period and comparison.
Three clear points instead of a long list.
04 · ACTION
A due date becomes a planned appointment.
When the context is clear, an open task becomes a concrete flow. You retain the decision at all times.
September 2026Preparation needed
28
Electricity billCHF 86.40
This is an example view. Only in your account do you decide what is adopted.
EVERYTHING IN ONE PLACE
What NEXO does for you
From the bill in your mailbox to the money left over at the end of the month – NEXO connects every step so you never have to enter anything twice.
Free
Bank statement import
camt, CSV, Excel or PDF from your e-banking – without a bank connection. NEXO recognises duplicates and known bills itself.
Free
Payment file for e-banking
Pay several bills with one upload. IBAN and reference come straight from your document.
Free
Scan bills
Photograph a QR bill – amount, due date and recipient are captured instantly.
Plus
Budgets & savings goals
Warning at 80%, suggestions based on the 50/30/20 rule, and savings goals including pillar 3a.
Plus
Subscription & contract radar
Cancellation deadlines, price alerts and cancellation letters – so no subscription keeps running unnoticed.
Plus
Reports & net worth
Annual report, export to Excel or PDF, and your net worth development month by month.
Plus
Assistant built on your data
Ask "What do I need to pay by the end of the month?" – answers from your own figures, processed in the EU.
NO BANK CONNECTION NEEDED
Your bank stays your bank
NEXO doesn't need access to your account. You bring in your data in three simple steps – and keep full control.
- 1Download
Save your bank statement in e-banking as camt, CSV, Excel or PDF.
- 2Import
Upload it in NEXO under Finance – the preview shows everything before you accept.
- 3Done
Transactions, budgets and payment plan are up to date. Paid bills are matched automatically.
ALL ACCOUNTS AT A GLANCE
Multi-account overview
Salary account, savings account, pillar 3a and securities account in one place – with your wealth trend month by month. No bank connection: you import statements or enter balances yourself.
- All accounts and debts in one overview
- Wealth trend over time
- Budgets per category with traffic lights
SWISS TAXES
Ready for your tax return
NEXO detects pillar 3a contributions, insurance premiums and other deductions in your transactions and collects them in your tax profile – ready to transfer to the official portal.
- Pillar 3a: keep track of the 2026 maximum of CHF 7'258 (with pension fund)
- Deductions and receipts collected by category
- Tax comparison by municipality with the ESTV calculator
AN UNDERSTANDABLE WORKFLOW
Everything remains in a clear sequence.
Bill, document, context and appointment create an understandable flow. NEXO brings these steps together without overloading daily work.
SWITZERLAND & EUROPE
Developed in Switzerland. Protected in Europe.
Swiss made
Built in Switzerland – with QR bills, pillar 3a and CHF as the default.
Data in the EU
Storage and AI processing in European data centres. No customer data to US providers.
No selling of data
Your data belongs to you. Export as an encrypted .nexo file, delete yourself at any time.
PLAN OPTIONS
Choose the scope that fits your everyday life.
Start for free. You can try Plus and Family for seven days without obligation.
Free
FreeFor a clear start to your personal overview.
- Finances, bills, calendar and reminders
- Payment plan with payment file for e-banking
- Bank statement import (camt, CSV, Excel, PDF)
- Forecast to month end
- 10 AI credits per month (e.g. 5 document scans)
Plus
CHF 6.90/ monthFor documents, taxes and your next step.
- Everything in Free – without limits
- Budgets, budget suggestions and savings goals (incl. pillar 3a)
- Subscription & contract radar with price alerts and cancellation letter
- Annual report, export (Excel/PDF) and net worth
- 100 AI credits per month for precise answers, expert analyses and voice input
Family
CHF 14.90/ monthFor shared organisation and multiple everyday appointments.
- All Plus features
- Shared finances, bills and calendar for up to 8 people
- Shared budgets
- Roles: admin, member, viewer, child
- 250 AI credits per month
All prices in CHF per month. Cancel at the end of the term. Read terms of use
TIPS & TRICKS
The 50/30/20 rule – and how NEXO puts it into practice for you
50% for necessities, 30% for wants, 20% for saving. NEXO suggests your budgets based on this and reminds you before things get tight.
View all tipsFREE CALCULATORS
Calculate with official figures
Salary, taxes by municipality, withholding tax, health insurance, deductible and budget – with official 2026 data from the ESTV and BAG.
Salary calculatorTaxes by municipalityWithholding tax calculatorHealth insurance comparisonDeductible calculatorBudget calculator
View all calculators QUESTIONS BEFORE YOU START
The most important paths are quickly explained.
Can I start with individual pieces of information?
Yes. You can work step by step and decide what data or suggestions to adopt.
What do the example views represent?
They explain workflows with data clearly marked as examples. They are not real account or payment data.
Where can I find help with a feature?
The help area contains answers and direct support contact.
BEGIN WITH A CLEAR INBOX
A calm place for what lies ahead.
Start with NEXO REPORT and build a clear personal overview step by step.
Discover NEXO REPORT